STEP 1
We first need to ascertain whether your loan or credit card meets our minimum criteria. For this we provide a ‘free check’ which can be done by taking our free check below or by giving us a call on 0800 011 4702.

STEP 2
If the agreement meets our initial criteria, you will then be required to complete some simple forms which you can obtain from the representative who referred you to this website. If you do not have a representative then simply follow the steps in the ‘Free Check’ below and we will send you the forms directly. We would also ask you for the original copy of the agreement should you have it but there is no need to worry if you do not, as we will request a copy from the lender.

STEP 3
Upon receiving the completed forms and the administration fee of £299, your case will then be passed onto one of our panel of specialised solicitors who will then request further documents from the lender. This can take up to 42 days depending on how quick the lender responds.

STEP 4
Once the requested documents have been received by our solicitor from the lender, our solicitor will then continue with their investigation of your agreement by completing a full audit to determine whether, in their expert opinion, it is unenforceable.

STEP 5
If the agreement is believed to be unenforceable by our solicitor, then they will proceed to carry out the necessary legal work in order to have:

STEP 6
Upon a successful claim you will not be required to make any further payments.